When it comes to real estate, we are told it is all about location, location, location. When it comes to money, we are told we need more, more, more. However, this begs the question, “How much is enough?” Through the use of our personal investment management strategies and individual financial planning, we can help you answer this question; for yourself and your family.
The messages we receive every day, from radio, television, and all over the internet teaches us to focus on always striving for “More.” But, how much is enough? How much is enough to eliminate the fear of running out of money? How much is enough for us to relax and be happy? (more…)
A recent nationwide telephone survey from Harris Interactive, conducted for the American Institute of CPAs (AICPA), has found that finances have become the most common cause of strife among couples in the US. To the surprise of no one, over 25% of married or co-habiting couples stated that the reason for most arguments between partners is a disagreement about money.
The survey further showed that money matters cause more arguments between couples than disagreements over work, friends, household chores – even raising children. At Tamarind Financial Planning, we believe that a personal finance plan can alleviate much of the stress between couples which are caused by money matters. (more…)
No, you don’t have to give up your Starbucks. Honest. I’m not a big Starbucks fan, and even I really dislike that advice, which seems to be common in this belt-tightening economy. What could be less motivating than the idea that saving money requires denying yourself something you enjoy?
I approach saving from the other end of the spectrum: I’m much more motivated to grow my money when I know I’m working toward a meaningful goal. That’s true for my clients, too. Some are dreaming of a trip to Maui or a brilliant piece of jewelry. Others have their eye on a home remodel or a significant college fund for their children.
Whatever your objective, saving money, just like dieting, is bound to be counterproductive when it becomes all about deprivation. Here are three creative ideas to help you painlessly spend less so you have more for what matters most: (more…)
I have a neighbor who is a big do-it-yourselfer. He cleans his gutters every spring, prunes his rose bushes and replaces his front porch light.
I’m always impressed by people who fearlessly tackle any task. But even my neighbor knows when to summon the pros. He called in contractors to install a new garage door and to repave his driveway.
If you’re a DIYer for tax returns and investment decisions, that’s great. You’re taking charge of your future. Still, it’s always wise to have a stable of professionals you can call on for expert advice. Like my neighbor, knowing when a task is beyond your ability is, truly, the hallmark of a smart DIYer.
Here are three people you’ll want to have on your team to watch your back and protect your assets. Together, they’ll give you unparalleled peace of mind. (more…)
If your “to-do” pile contains a bulging file of paperwork for your tax return, you have plenty of company. The months leading up to April 15 are when everyone gathers and reviews their W-2 forms, investment statements and donation receipts.
These first few months the year—when your finances are front and center—is the perfect opportunity to start (or continue) building financial security. There’s nothing more powerful and comforting than feeling confident about your financial future.
If you’re stuck or don’t know where to begin, these five steps will get you moving: (more…)