Parenting as an Ally, Not an Adversary

Guest Post by Cynthia Klein, Certified Parent Educator, Coach, Speaker, Author

When I work with parents, I present an approach I call being your children’s ally. You  set limits and expectations in a manner that usually feels like you are on their side. They can still get upset when their needs are blocked. Yet ultimately, they feel your love and support.

I’m in the process of writing a book that will give you a big selection of new thoughts and phrases so you can start to be an ally rather than an adversary. Below is a skit which is a sample of what you will find in my book. The parenting approach still applies whether you have a teenager or a school-aged child. (more…)

Large and In Charge: Giant Firms atop Market Is Nothing New

A top-heavy stock market with the largest 10 stocks accounting for over 20% of market capitalization and a marquee technology firm perched at No. 1? This sounds like a description of the current US stock market, dominated by Apple and the other FAANG stocks,1 but it is actually a reference to 1967, when IBM represented a larger portion of the market than Apple at the end of 2019 (5.8% vs. 4.1%). (more…)

Special Needs Trust

The San Francisco Chronicle recently featured an excerpt of an article called “Onslaught of Autism: A Mom’s Crusade Could Help Unravel Scientific Mystery.” The full article by Jane Kay was published in the Environmental Health News and follows the fascinating journey of Jill Escher, a mother of two autistic children, as she tries to understand autism within her own family. (more…)

Common-Sense Cash-Flow Management Helps You Meet Your Financial Goals

Go With The Flow: Give Up Budgeting Forever And Embrace Cash-Flow Management

The traditional wisdom about smart money management is simple: You must create a budget and spend and save within its confines. It sounds so straightforward, right?

Yet budgeting remains a challenge for most people. Many of us, even those who pay their bills on time and have money in the bank, prefer to do it informally. If you’re one of them, please don’t berate yourself for a lack of discipline. (more…)

Get Out of the Waiting Room

The most difficult changes to navigate are the ones that we do not choose—the surprises that interrupt our lives and best laid plans.   The pandemic certainly fits into this “unwelcome” category.  It not only threatens our lives, it has fundamentally changed how we operate in our homes, work environments, schools, and places of worship.  It has also changed how we interact, recreate, and socialize. (more…)