For many of us, managing money and building financial security is a nagging concern. We know we should be making progress, but nothing changes. What keeps us from experiencing the financial life we desire? What keeps us from using money as a tool for achieving our goals rather than undermining our own success and quality of life? In a nutshell, the two main obstacles to experiencing financial freedom are (1) listening to the wrong money messages and (2) lacking financial knowledge.

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Reprinted by permission of Money Quotient, Inc.