Kids Need Money Mentors

Kids Need Money Mentors

With the level of consumer debt skyrocketing and the cost of housing, education, and health care increasing at double digit rates, younger generations are facing unprecedented challenges to achieving economic security and financial independence.  Therefore, helping...
Does Goal-Setting Give You Stress?

Does Goal-Setting Give You Stress?

This piece on goal-setting (reprinted with permission from Money Quotient) is one that I share with my clients during the initial stages of our Financial Life Planning ® goal-setting process. The article offers “7 Tips” for setting effective goals – insights that can...
Spring Cleaning

Spring Cleaning

Come Clean: It’s Time To Clear Out The Clutter and Do Some Good Let Those Treasures Go—And Make Room for What Matters to You Unlike other icy, snowy and utterly frozen parts of the country, the Bay Area has been basking in some spring-like temperatures for a few weeks...
Setting Goals That “Make Your Eyes Shine”

Setting Goals That “Make Your Eyes Shine”

As I mentioned in a recent post, Are SMART Goals Wise? certain types of goal setting may actually be limiting rather than liberating. The principle of SMART goal setting is that your goals must be Specific, Measurable, Attainable, Realistic, and Tangible. I believe...
Put Savings (and Yourself) First With a Budget

Put Savings (and Yourself) First With a Budget

Americans, it seems, are spenders. Although personal savings rates have increased recently, they remain low by historical standards, as many people continue to spend beyond their means. If you’re among those Americans who can’t seem to save, it might be...