The tradition of making New Year’s Resolutions goes all the way back to ancient Rome. In 46 B.C. Julius Caesar developed a new calendar and named the first month of the year after Janus, the god of beginnings and endings. Janus has always been depicted with two faces—one on the back of his head that allowed him to look behind and one on the front of his head that allowed him to look ahead. (more…)
It’s that time of year again. No, we’re not talking about the holiday season, we’re talking about the prediction season. And, just as Christmas decorations seem to appear earlier and earlier in stores, predictions for 2020 are already appearing in newsstands. (more…)
As you are packing for a trip to another city, you prudently decide to check the 10-day weather forecast there. If it will be cold, you pack a heavy coat. If it is supposed to rain, you bring an umbrella. You want to be prepared. Similarly, you want a financial plan that anticipates the unexpected. (more…)
I already know exactly what you’re thinking as you read the title of this piece, “Oh no, not another plan to make my life better! I’m all planned out!” I understand; I really do. The good news is, this type of planning is not another plan, it’s more like a merging of plans; the merging of your finance planning goals with your goals for life.
What is Financial Life Planning®?
Financial Life Planning is a holistic process that puts your interests first and focuses on increasing your sense of financial well-being and life satisfaction. Initially, this process will help you to clarify your values, priorities, circumstances, and aspirations; and then guide you in defining and designing your unique version of the “rich life.” In addition, Financial Life Planning will increase your understanding of the habits and attitudes that will facilitate your financial and life goals and support successful life transitions. (more…)
Huh? Yep, it turns out, simply depositing a paycheck and paying bills has nothing to do with cash flow. That is just making and spending money. Anyone can do that. Managing your cash flow though is another matter – an important one.
A certified finance planner can coach you in effective cash flow management, helping you to discover where you are spending your money, and how to better control the flow of cash through your fingers. This is known as “conscious spending.” (more…)
By “how much is enough?,” I mean the amount that will allow you to stop driving so hard professionally should you choose to do so. I mean the amount that will allow you to feel safe, the amount that will compensate for risking hard-won relationships, the amount that will affirm your feeling good, smart, successful, accomplished, in control.
Pamela York Klainer
How Much is Enough?
How much is enough? What does this mean to you? As author Pamela York Klainer explains, “The question is deceptively simple, but the answer is critical to integrating money with other aspects of your life and finding happiness.” (more…)