With the level of consumer debt skyrocketing and the cost of housing, education, and health care increasing at double digit rates, younger generations are facing unprecedented challenges to achieving economic security and financial independence. Therefore, helping our youth to learn effective money management skills, and to adopt good financial habits and attitudes, is more important than ever.
So what can you do if you are worried about the financial future of your children, grandchildren, nieces, and nephews? The place to start is by considering the positive influence you can have in shaping their financial well-being. Next, think about and choose specific ways that you can be a proactive Money Mentor in their lives. Here are suggestions and resources to get you started: (more…)
Well, here we are, in the midst of the Holiday Season and yet one more person, a finance planner no less, is going to presume to tell you how to enjoy the Holidays this year. That’s right, but with a twist. Since I really don’t presume to have all of the answers, I’m going to suggest you take this advice from someone else, not me.
The free eBook from Family Circle Advisers: Hip Family’s Guide to Happier Holidays is, quite simply, a little gem of a book by Lisa Parker, designed to help you and your family put the Joy back in the enjoyment of your end-of-year Holiday Season. The book is just five pages, but I believe they just may be five of the most important pages you’ve read in years. (more…)
Guest post by Jada Diedrich
As we enter the holiday season, we often feel compelled to evaluate, and frequently to increase, our charitable giving. This time of year, specifically, seems geared toward reminding us that giving to others can be personally fulfilling in a multitude of ways. In many cases, our deepest values guide us to give back to our communities, contributing to the causes that we hold most dear and where we can make an impact. (more…)
Although a number of studies have focused on the effect of income on happiness, Elizabeth Dunn, a social psychologist at the University of British Columbia, also wanted to understand the effect of spending choices on happiness. (more…)
Regardless of how or where we choose to give, most of us would like to feel confident that our financial donations are being used wisely. Thanks to technology and some out-of-the-box thinkers in the social sector, we now have a bevy of new tools at our fingertips and excellent educational resources that will guide our giving in a smart and purposeful way. (more…)
Traditionally, we recognize, commemorate, and celebrate special occasions, milestones, and holidays with gifts. However, many individuals are looking for meaningful alternatives to giving and receiving more “stuff.”
If you are one of those looking for a different kind of gift, consider making a donation in the name of the individual, couple, or organization that you want to honor. In addition, in lieu of receiving gifts, you can request a donation to a cause that is near and dear to your heart. The concept of alternative gifts is growing in popularity, and a number of online resources are available to assist you in making this type of charitable donation. (more…)