by Guest | May 1, 2026 | HSA Account
Health Savings Accounts (HSAs) are true triple tax advantage: contributions are tax-deductible, growth and qualified withdrawals are tax-free*. They differ from Flexible Spending Accounts (FSAs) in an important way: the money is yours. It isn’t “use it or lose it” at...
by Guest | Apr 10, 2026 | Aging
By: Bob Gertie, CLTC, CEO – Advisor Insurance Resource® One of the most frequent questions I’m asked is, “What is the best age to purchase a long-term care insurance (LTCi) policy?” While there is no single answer that fits every individual, a detailed...
by Guest | Mar 27, 2026 | Legacy
When most families think about legacy planning, their minds immediately go to trusts, wills, estate documents, and tax strategies. These are important pieces of the financial puzzle. But legacy is about more than financial capital — it’s also about the values,...
by Guest | Mar 20, 2026 | Climate change
It’s easy to throw up our hands when we think about environmental and climate concerns. The challenges can feel overwhelming, and we tell ourselves there’s nothing we can do — so we carry on as usual. But even small actions matter. Doing something, however modest, is...
by Guest | Mar 13, 2026 | Financially Fit Kids
For some parents, few responsibilities feel as important as teaching kids about money. In a world of instant gratification and often hidden financial mechanisms, it can become even more essential to help them develop a healthy, grounded relationship with their...
