Is a High-Deductible Plan Right for You?

Is a High-Deductible Plan Right for You?

“Save thousands on health insurance.” “Cut your premiums in half.” We’ve all seen the ads for high-deductible health plans (HDHPs), touting their low rates. But do lower rates mean less coverage? And if they are so good, why do so few...
Understanding Medicare: Parts A, B, C, and D

Understanding Medicare: Parts A, B, C, and D

Medicare contains many rules that beneficiaries and their caregivers are required to learn. Perhaps the best way to grasp the program’s details is to review the major components of the Medicare program: Parts A, B, C, and D. Medicare Part A: Hospital Insurance...
How Much Health Insurance Do I Need?

How Much Health Insurance Do I Need?

The answer is simple: enough to ensure that if you (or a covered family member) get sick or injured, you’re not footing the entire medical bill on your own. If you receive health insurance through your employer, your choices are limited. Some employers will...